Cheap Mesa Car Insurance Quotes

How to find cheaper Mesa car insurance rates

Follow these four steps to find affordable quotes on auto insurance coverage.

Step 1: Try to learn a little about how car insurance works and the factors you can control to keep rates low. Many risk factors that result in higher rates like at-fault accidents, careless driving, and a negative credit history can be controlled by making small lifestyle or driving habit changes. This article gives tips to help keep rates affordable and get additional discounts that may be available.

Step 2: Compare price quotes from direct, independent, and exclusive agents in Mesa. Direct and exclusive agents can only provide price estimates from one company like GEICO and Allstate, while agents who are independent can quote prices for a wide range of companies.

Step 3: Compare the new quotes to the price on your current policy to see if you can save by switching companies. If you find a better price and buy the policy, make sure there is no lapse in coverage.

Step 4: Give notification to your current company of your intent to cancel your existing policy. Submit payment and a completed application for the new coverage. Once the application is submitted, place the new certificate verifying coverage with your vehicle’s registration.

One thing to point out is to use the same amount of coverage on each price quote and and to get quotes from as many carriers as you can. This helps ensure an apples-to-apples comparison and plenty of rates choose from.

Whether you pay high or low rates for auto insurance depends on a lot of factors, but the average cost in Mesa is right around $1,000 every 12 months. Other states average approximately $1,230, so Mesa drivers pay roughly $17 less each month than drivers who live in other states.

Insurance rates depend on a lot of variables, but one of the main factors is the type of vehicle you own. The rate table below shows estimated prices for the top-selling vehicles sold in Mesa.

Auto Insurance Rates for Popular Vehicles in Mesa
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT Crew Cab 4WD $864 $432 $72
Chevrolet Silverado Crew Cab Hybrid 4WD $1,074 $537 $90
Dodge Ram Crew Cab Sport 2WD $1,098 $549 $92
Ford Escape XLT 4WD $820 $410 $68
Ford F-150 Lariat Crew Cab Platinum 4WD $1,030 $515 $86
Ford Focus SE 4-Dr Sedan $922 $461 $77
Honda Accord EX-L 2-Dr Coupe $1,076 $538 $90
Honda CR-V LX 2WD $798 $399 $67
Honda Civic Hybrid 4-Dr Sedan $1,008 $504 $84
Honda Odyssey EX-L $988 $494 $82
Hyundai Elantra GLS Touring Station Wagon $798 $399 $67
Mazda 3 S Sport 4-Dr Sedan $1,008 $504 $84
Nissan Altima Hybrid 4-Dr Sedan $1,008 $504 $84
Toyota Camry SE $988 $494 $82
Toyota Corolla S $988 $494 $82
Toyota RAV4 Limited 2WD $944 $472 $79
Toyota Tacoma Double Cab TRD Sport Package 4WD $964 $482 $80
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Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arizona minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, multi-policy, and homeowner. Premium costs do not factor in specific location which can modify price quotes significantly.

Lower your rates by taking advantage of discounts

The illustration below shows the difference between car insurance costs with and without some available policy discounts. The information is based on a male driver, a clean driving record, no at-fault accidents, Arizona state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, marriage, claim-free, homeowner, multi-policy, and safe-driver discounts applied.

Top 15 cheapest vehicles to insure in Mesa, AZ
Honda Fit
Hyundai Accent
Mini Cooper
Honda Accord
Kia Rondo
Mazda MX-5 Miata
Ford Escape
Chrysler PT Cruiser
Hyundai Elantra
Honda CR-V
Chevrolet Colorado
Mazda 5
Ford F-150
Nissan Xterra
Jeep Wrangler

Top 15 most expensive vehicles to insure in Mesa, AZ
Mercedes-Benz CL65 AMG
Mercedes-Benz S65 AMG
Audi R8
Mercedes-Benz CL600
Mercedes-Benz CL63 AMG
BMW 760L
Mercedes-Benz S600
Mercedes-Benz S63 AMG
Mercedes-Benz CL550
Porsche 911
Porsche Panamera
TESLA Roadster
Chevrolet Corvette
Porsche Cayenne

Top 15 safest vehicles to insure in Mesa, AZ
Nissan Titan
Chevrolet Equinox
Infiniti QX56
Ford Expedition EL
Audi Q7
Volvo XC60
GMC Yukon
GMC Acadia
Chevrolet Colorado
Jeep Grand Cherokee
Toyota Tacoma
Chevrolet Silverado 2500HD
Subaru Outback
Buick Enclave
GMC Sierra 2500HD

Mesa, Arizona Car Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Farmers Insurance 78 87 88 79% A 84.3
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